About the Video
Find out the best multi-currency account in Malaysia!
๐ด ๐ฆ๐๐ฎ๐ฟ๐ ๐๐ป๐๐ฒ๐๐๐ถ๐ป๐ด ๐๐ถ๐๐ต ๐๐๐๐ฅ โก๏ธ Click Here
๐ต ๐๐ฒ๐ ๐๐ฅ๐๐ ๐ง๐ฟ๐ฎ๐ป๐๐ณ๐ฒ๐ฟ ๐๐ถ๐๐ต ๐ช๐ถ๐๐ฒ โก๏ธ https://wise.com/invite/u/weif84
๐ต How to open a Wise account โก๏ธ ย ย ย โขย WISEย Multiย Currencyย Accountย |ย Reviewย …ย ย
โฌ๏ธ Timestamps:
0:00 โ Introduction
0:33 โ Wise
3:17 โ RHB Multi-Currency Account
6:24 โ HSBC Everyday Global Account
8:38 โ Maybank Master Foreign Currency Account
10:42 โ Paypal
12:20 โ Hong Leong Pay&Save Account
14:20 โ Conclusion
We compare six leading options by their features, fees, requirements, and special perks to help you make an informed decision!
WISE:
WISE stands out with its transparent fees and mid-market exchange rates. Key highlights include low conversion fees (0.4-0.7%), no transaction fees, and convenient features like a prepaid VISA card and a virtual card option! Having said that, it does have daily transaction and maximum holding limits.
RHB Multi-Currency Account:
RHB requires an initial Ringgit account and offers a high-interest savings option. Fees include a one-time debit card charge and potential annual fees, with zero conversion and transaction fees under certain conditions. However, it does have a currency conversion spread, with additional charges for outward telegraphic transfers.
HSBC Everyday Global Account:
HSBC’s account covers 11 currencies – appealing for its minimal fees, free debit card, no account opening or annual fees, and no conversion fees for supported currencies. However, charges apply for unsupported currencies.
Maybank Master Foreign Currency Account:
Primarily an online savings account, it offers transactions in 16 currencies but lacks a debit card. With free account opening and no annual fees, it still has undisclosed conversion and ATM withdrawal fees. However, a notable initial deposit is required.
PayPal:
PayPal suits international business transactions but has a higher fee structure, with conversion fees around 3.5-4.0%. It’s free to set up an account and make bank transfers, but international payments incur charges. Despite its costs, PayPal remains a favorite for its convenience and integration with e-commerce platforms.
Hong Leong Pay&Save Account:
This account offers transactions in 12 currencies with a debit card for a nominal annual fee. Its conversion rates are competitive, with standard ATM withdrawal fees. The account requires a modest initial deposit and maintains a low minimum balance!
Choose the one that aligns best with your financial needs and preferences!
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