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About the Video
Should you be thinking twice about ASB?
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โฌ๏ธ Timestamps:
0:00 โ Introduction
0:44 โ Overview of ASB
1:30 โ Overview of S&P 500
2:21 โ The Return Comparison of ASB vs S&P500
4:53 โ Compounding Returns of ASB vs S&P 500
5:45 โ Fund Manager
6:17 โ Type of Fund
7:05 โ Expense Ratio
7:53 โ Fund Size
7:53 โ Denomination Currency
8:58 โ Underlying Assets
10:32 โ Taxation
11:07 โ Brokerage/ Sales Fees
11:28 โ Accessibility
11:43 โ Price and Limitation
12:46 โ Capital Guarantee
13:12 โ Shariah Compliance
13:44 โ Conclusion
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In the world of investments, Malaysian investors often consider the Amanah Saham Bumiputera (ASB) as a fail-safe choice with guaranteed capital, affordability, and mass popularity.
But, what if there’s another investment option that could possibly yield even better returns?
This video will explore a comparison between ASB and another investment giant, the S&P 500 index, providing insights into their historical returns, fees, top holdings, limitations, and more.
ASB, tailored for Bumiputeras in Malaysia, guarantees the invested capital, offering returns in the form of yearly dividends and bonuses. This popular investment option provides a steady return with low volatility.
The S&P 500, on the other hand, is not directly purchasable; investors typically buy into it through exchange-traded funds like VOO and SPY. It has historically outperformed ASB in terms of long-term returns, but it also carries the possibility of negative returns.
The video offers an analytical comparison of the two, taking into account the historical returns, fees, top holdings, and limitations of each. While ASB provides a consistent 5-7.5% annualized return, the S&P 500 yields higher, at 10.2-13.7% before tax. Therefore, S&P 500 is a better choice for long-term investments, while ASB is more suited for short-term investments.
Other factors like expense ratio, fund size, denomination currency, underlying asset, taxation, brokerage/sales fee, accessibility, price, capital guarantee, and Shariah compliance are also discussed. The video concludes that both options have their pros and cons, and the best choice depends on one’s financial goals, time frame, and risk tolerance.
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Disclaimer: The content on this channel is for educational purposes only and merely cites my own personal opinions. Neither moomoo or its affiliates shall be liable for the content of the information provided. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.