{"id":355788,"date":"2024-01-17T10:46:54","date_gmt":"2024-01-17T02:46:54","guid":{"rendered":"https:\/\/www.ziet.co\/v2024\/?p=355788"},"modified":"2024-10-03T17:21:46","modified_gmt":"2024-10-03T09:21:46","slug":"malaysian-digital-banks-all-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.ziet.co\/v2024\/playlist\/fintech-in-malaysia\/malaysian-digital-banks-all-you-need-to-know\/","title":{"rendered":"Malaysian Digital Banks: All You Need to Know"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"Malaysian Digital Banks: All You Need to Know\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/2pjHbCzYXqo?list=PLNtoL6rfNKdlJ6bu3THV7-Q1TXD8oFH00\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized has-custom-border\"><a href=\"https:\/\/youtu.be\/2pjHbCzYXqo?list=PLNtoL6rfNKdlJ6bu3THV7-Q1TXD8oFH00\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"313\" src=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Listen-on-Youtube-logo.png\" alt=\"\" class=\"wp-image-354936\" style=\"border-style:none;border-width:0px;border-radius:5px;width:180px\" srcset=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Listen-on-Youtube-logo.png 1080w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Listen-on-Youtube-logo-300x87.png 300w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Listen-on-Youtube-logo-1024x297.png 1024w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Listen-on-Youtube-logo-768x223.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>About the Video<\/strong><\/h4>\n\n\n\n<p>5 digital banks to be fully launched in Malaysia very very soon! Watch to know more about digital banks in Malaysia.<\/p>\n\n\n\n<p>\ud83d\udd34 \ud835\udde6\ud835\ude01\ud835\uddee\ud835\uddff\ud835\ude01 \ud835\udddc\ud835\uddfb\ud835\ude03\ud835\uddf2\ud835\ude00\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5 \ud835\udddc\ud835\uddd5\ud835\uddde\ud835\udde5 \u27a1\ufe0f <a href=\"https:\/\/www.interactivebrokers.com\/en\/whyib\/overview.php?nored=t\" target=\"_blank\" rel=\"noreferrer noopener\">Click Here<\/a><\/p>\n\n\n\n<p>\u2709\ufe0f Free bi-weekly newsletter on all things finance \u27a1\ufe0f <a href=\"https:\/\/www.ziet.co\/newsletter\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ziet.co\/newsletter\/<\/a><\/p>\n\n\n\n<p>\u2b07\ufe0f Timestamps:<br>0:00 \u2192 Intro<br>0:44 \u2192 Why Digital Banks in Malaysia?<br>2:07 \u2192 Loan Approval<br>3:56 \u2192 Credit scoring data<br>6:11 \u2192 Banking Activities<br>10:24 \u2192 Product offerings<br>13:36 \u2192 Conclusion<\/p>\n\n\n\n<p>Why Digital Banks in Malaysia?<br>Digital banks in Malaysia are part of a strategic move by Bank Negara Malaysia to extend financial services to underserved or unserved groups. This includes individuals with poor credit scores, freelancers without regular payslips, or small businesses lacking substantial financial records. An example highlighted is of a wealthy individual unable to secure a credit card due to a lack of local financial history, underscoring the need for these inclusive banking services.<\/p>\n\n\n\n<p>Loan Approval: Digital banks simplify loan approvals, catering especially to the B40 income group. They provide easy access to microloans and installment plans without the stringent checks typical of traditional banks. These banks also use dynamic pricing to balance the higher risk of their customer base.<\/p>\n\n\n\n<p>Credit Scoring Data: By utilizing the algorithms and machine learning, digital banks assess financial health through alternative data sources. This advanced approach allows them to understand customers&#8217; financial situations better, offering a more nuanced credit scoring than traditional banks.<\/p>\n\n\n\n<p>Banking Activities: Digital banks offer a distinct advantage in convenience and accessibility. They are especially beneficial for people in remote areas who might otherwise need to travel long distances for banking services. The discussion includes an international example to illustrate the transformative impact of digital banking on financial inclusion.<\/p>\n\n\n\n<p>Product Offerings: The innovative and attractive product offerings of digital banks set them apart. Examples include unique banking products from Singapore&#8217;s Trust Bank and anticipated offerings from Malaysia&#8217;s own GXBank and RHB-Boost. These banks are expected to leverage their existing networks to provide a variety of incentives and rewards.<br><\/p>\n\n\n\n<p>\u2757\ufe0fUSEFUL LINKS\u2757\ufe0f<br>\u2705Beginner&#8217;s Step-By-Step Playlist to Start Investing \ud83d\udc47\ud83c\udffb<br><a href=\"https:\/\/www.youtube.com\/playlist?list=PLNtoL6rfNKdkmIijHCaNqj19QaWzXWY1q\" target=\"_blank\" rel=\"noreferrer noopener\">\u2022 Beginner&#8217;s Guide to Investing<\/a><\/p>\n\n\n\n<p>\u2705Full Interactive Brokers Playlist\ud83d\udc47\ud83c\udffb<br><a href=\"https:\/\/www.youtube.com\/playlist?list=PLNtoL6rfNKdmoHyOx4ft2q9L3ue1HjE8n\" target=\"_blank\" rel=\"noreferrer noopener\">\u2022 Interactive Brokers Guide<\/a><\/p>\n\n\n\n<p>\u2705Start Investing in the U.S. market now!\ud83d\udc47\ud83c\udffb<br><a href=\"https:\/\/www.youtube.com\/playlist?list=PLNtoL6rfNKdm_1un9xXF5zv7-lsaLwgVV\" target=\"_blank\" rel=\"noreferrer noopener\">\u2022 Investing in the US market<\/a><\/p>\n\n\n\n<p>\u2705Exchange-Traded Funds (ETFs) Playlist \ud83d\udc47\ud83c\udffb<br><a href=\"https:\/\/www.youtube.com\/playlist?list=PLNtoL6rfNKdk74aq-253KcjLIFfn9Z6Y4\" target=\"_blank\" rel=\"noreferrer noopener\">\u2022 Exchange-Traded Funds (ETFs)<\/a><\/p>\n\n\n\n<p>\u2705\ud83c\udfa5All the gears that I use to make my YouTube videos:<a href=\"https:\/\/kit.co\/Ziet\/youtube-gears\" target=\"_blank\" rel=\"noreferrer noopener\"> https:\/\/kit.co\/Ziet\/youtube-gears<\/a><\/p>\n\n\n\n<div class=\"wp-block-group has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:5px;background-color:#f5f5f7\">\n<h4 class=\"wp-block-heading\"><strong>Follow Ziet<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-social-links has-icon-color is-style-default is-content-justification-left is-layout-flex wp-container-core-social-links-is-layout-1 wp-block-social-links-is-layout-flex\" style=\"margin-right:0;margin-left:0;padding-right:0;padding-left:0\"><li style=\"color: var(u002du002dast-global-color-5); \" class=\"wp-social-link wp-social-link-facebook has-ast-global-color-5-color wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.facebook.com\/ZietInvests\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2C6.5 2 2 6.5 2 12c0 5 3.7 9.1 8.4 9.9v-7H7.9V12h2.5V9.8c0-2.5 1.5-3.9 3.8-3.9 1.1 0 2.2.2 2.2.2v2.5h-1.3c-1.2 0-1.6.8-1.6 1.6V12h2.8l-.4 2.9h-2.3v7C18.3 21.1 22 17 22 12c0-5.5-4.5-10-10-10z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Facebook<\/span><\/a><\/li>\n\n<li style=\"color: var(u002du002dast-global-color-5); \" class=\"wp-social-link wp-social-link-instagram has-ast-global-color-5-color wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.instagram.com\/ziet_invests\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 s-0.009,2.688-0.052,3.637c-0.04,0.877-0.187,1.354-0.31,1.671c-0.163,0.42-0.358,0.72-0.673,1.035 c-0.315,0.315-0.615,0.51-1.035,0.673c-0.317,0.123-0.794,0.27-1.671,0.31c-0.949,0.043-1.233,0.052-3.637,0.052 s-2.688-0.009-3.637-0.052c-0.877-0.04-1.354-0.187-1.671-0.31c-0.42-0.163-0.72-0.358-1.035-0.673 c-0.315-0.315-0.51-0.615-0.673-1.035c-0.123-0.317-0.27-0.794-0.31-1.671C4.631,14.688,4.622,14.403,4.622,12 s0.009-2.688,0.052-3.637c0.04-0.877,0.187-1.354,0.31-1.671c0.163-0.42,0.358-0.72,0.673-1.035 c0.315-0.315,0.615-0.51,1.035-0.673c0.317-0.123,0.794-0.27,1.671-0.31C9.312,4.631,9.597,4.622,12,4.622 M12,3 C9.556,3,9.249,3.01,8.289,3.054C7.331,3.098,6.677,3.25,6.105,3.472C5.513,3.702,5.011,4.01,4.511,4.511 c-0.5,0.5-0.808,1.002-1.038,1.594C3.25,6.677,3.098,7.331,3.054,8.289C3.01,9.249,3,9.556,3,12c0,2.444,0.01,2.751,0.054,3.711 c0.044,0.958,0.196,1.612,0.418,2.185c0.23,0.592,0.538,1.094,1.038,1.594c0.5,0.5,1.002,0.808,1.594,1.038 c0.572,0.222,1.227,0.375,2.185,0.418C9.249,20.99,9.556,21,12,21s2.751-0.01,3.711-0.054c0.958-0.044,1.612-0.196,2.185-0.418 c0.592-0.23,1.094-0.538,1.594-1.038c0.5-0.5,0.808-1.002,1.038-1.594c0.222-0.572,0.375-1.227,0.418-2.185 C20.99,14.751,21,14.444,21,12s-0.01-2.751-0.054-3.711c-0.044-0.958-0.196-1.612-0.418-2.185c-0.23-0.592-0.538-1.094-1.038-1.594 c-0.5-0.5-1.002-0.808-1.594-1.038c-0.572-0.222-1.227-0.375-2.185-0.418C14.751,3.01,14.444,3,12,3L12,3z M12,7.378 c-2.552,0-4.622,2.069-4.622,4.622S9.448,16.622,12,16.622s4.622-2.069,4.622-4.622S14.552,7.378,12,7.378z M12,15 c-1.657,0-3-1.343-3-3s1.343-3,3-3s3,1.343,3,3S13.657,15,12,15z M16.804,6.116c-0.596,0-1.08,0.484-1.08,1.08 s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Instagram<\/span><\/a><\/li>\n\n<li style=\"color: var(u002du002dast-global-color-5); \" class=\"wp-social-link wp-social-link-x has-ast-global-color-5-color wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/x.com\/ZietInvests\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M13.982 10.622 20.54 3h-1.554l-5.693 6.618L8.745 3H3.5l6.876 10.007L3.5 21h1.554l6.012-6.989L15.868 21h5.245l-7.131-10.378Zm-2.128 2.474-.697-.997-5.543-7.93H8l4.474 6.4.697.996 5.815 8.318h-2.387l-4.745-6.787Z\" \/><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">X<\/span><\/a><\/li>\n\n<li style=\"color: var(u002du002dast-global-color-5); \" class=\"wp-social-link wp-social-link-wordpress has-ast-global-color-5-color wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.ziet.co\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12.158,12.786L9.46,20.625c0.806,0.237,1.657,0.366,2.54,0.366c1.047,0,2.051-0.181,2.986-0.51 c-0.024-0.038-0.046-0.079-0.065-0.124L12.158,12.786z M3.009,12c0,3.559,2.068,6.634,5.067,8.092L3.788,8.341 C3.289,9.459,3.009,10.696,3.009,12z M18.069,11.546c0-1.112-0.399-1.881-0.741-2.48c-0.456-0.741-0.883-1.368-0.883-2.109 c0-0.826,0.627-1.596,1.51-1.596c0.04,0,0.078,0.005,0.116,0.007C16.472,3.904,14.34,3.009,12,3.009 c-3.141,0-5.904,1.612-7.512,4.052c0.211,0.007,0.41,0.011,0.579,0.011c0.94,0,2.396-0.114,2.396-0.114 C7.947,6.93,8.004,7.642,7.52,7.699c0,0-0.487,0.057-1.029,0.085l3.274,9.739l1.968-5.901l-1.401-3.838 C9.848,7.756,9.389,7.699,9.389,7.699C8.904,7.67,8.961,6.93,9.446,6.958c0,0,1.484,0.114,2.368,0.114 c0.94,0,2.397-0.114,2.397-0.114c0.485-0.028,0.542,0.684,0.057,0.741c0,0-0.488,0.057-1.029,0.085l3.249,9.665l0.897-2.996 C17.841,13.284,18.069,12.316,18.069,11.546z M19.889,7.686c0.039,0.286,0.06,0.593,0.06,0.924c0,0.912-0.171,1.938-0.684,3.22 l-2.746,7.94c2.673-1.558,4.47-4.454,4.47-7.771C20.991,10.436,20.591,8.967,19.889,7.686z M12,22C6.486,22,2,17.514,2,12 C2,6.486,6.486,2,12,2c5.514,0,10,4.486,10,10C22,17.514,17.514,22,12,22z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">WordPress<\/span><\/a><\/li>\n\n<li style=\"color: var(u002du002dast-global-color-5); \" class=\"wp-social-link wp-social-link-telegram has-ast-global-color-5-color wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/t.me\/+fIOOXUQJjsVmNmY1\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 128 128\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M28.9700376,63.3244248 C47.6273373,55.1957357 60.0684594,49.8368063 66.2934036,47.2476366 C84.0668845,39.855031 87.7600616,38.5708563 90.1672227,38.528 C90.6966555,38.5191258 91.8804274,38.6503351 92.6472251,39.2725385 C93.294694,39.7979149 93.4728387,40.5076237 93.5580865,41.0057381 C93.6433345,41.5038525 93.7494885,42.63857 93.6651041,43.5252052 C92.7019529,53.6451182 88.5344133,78.2034783 86.4142057,89.5379542 C85.5170662,94.3339958 83.750571,95.9420841 82.0403991,96.0994568 C78.3237996,96.4414641 75.5015827,93.6432685 71.9018743,91.2836143 C66.2690414,87.5912212 63.0868492,85.2926952 57.6192095,81.6896017 C51.3004058,77.5256038 55.3966232,75.2369981 58.9976911,71.4967761 C59.9401076,70.5179421 76.3155302,55.6232293 76.6324771,54.2720454 C76.6721165,54.1030573 76.7089039,53.4731496 76.3346867,53.1405352 C75.9604695,52.8079208 75.4081573,52.921662 75.0095933,53.0121213 C74.444641,53.1403447 65.4461175,59.0880351 48.0140228,70.8551922 C45.4598218,72.6091037 43.1463059,73.4636682 41.0734751,73.4188859 C38.7883453,73.3695169 34.3926725,72.1268388 31.1249416,71.0646282 C27.1169366,69.7617838 23.931454,69.0729605 24.208838,66.8603276 C24.3533167,65.7078514 25.9403832,64.5292172 28.9700376,63.3244248 Z\" \/><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Telegram<\/span><\/a><\/li><\/ul>\n<\/div>\n\n\n\n<p>Disclaimer: This is not a sponsored video. To make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>About the Video 5 digital banks to be fully launched in Malaysia very very soon! Watch to know more about digital banks in Malaysia. \ud83d\udd34 \ud835\udde6\ud835\ude01\ud835\uddee\ud835\uddff\ud835\ude01 \ud835\udddc\ud835\uddfb\ud835\ude03\ud835\uddf2\ud835\ude00\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5 \ud835\udddc\ud835\uddd5\ud835\uddde\ud835\udde5 \u27a1\ufe0f Click Here \u2709\ufe0f Free bi-weekly newsletter on all things finance \u27a1\ufe0f https:\/\/www.ziet.co\/newsletter\/ \u2b07\ufe0f Timestamps:0:00 \u2192 Intro0:44 \u2192 Why Digital Banks in Malaysia?2:07 \u2192 Loan Approval3:56 \u2192 Credit scoring data6:11 \u2192 Banking Activities10:24 \u2192 Product offerings13:36 \u2192 Conclusion Why Digital Banks in Malaysia?Digital banks in Malaysia are part of a strategic move by Bank Negara Malaysia to extend financial services to underserved or unserved groups. This includes individuals with poor credit scores, freelancers without regular payslips, or small businesses lacking substantial financial records. An example highlighted is of a wealthy individual unable to secure a credit card due to a lack of local financial history, underscoring the need for these inclusive banking services. Loan Approval: Digital banks simplify loan approvals, catering especially to the B40 income group. They provide easy access to microloans and installment plans without the stringent checks typical of traditional banks. These banks also use dynamic pricing to balance the higher risk of their customer base. Credit Scoring Data: By utilizing the algorithms and machine learning, digital banks assess financial health through alternative data sources. This advanced approach allows them to understand customers&#8217; financial situations better, offering a more nuanced credit scoring than traditional banks. Banking Activities: Digital banks offer a distinct advantage in convenience and accessibility. They are especially beneficial for people in remote areas who might otherwise need to travel long distances for banking services. The discussion includes an international example to illustrate the transformative impact of digital banking on financial inclusion. Product Offerings: The innovative and attractive product offerings of digital banks set them apart. Examples include unique banking products from Singapore&#8217;s Trust Bank and anticipated offerings from Malaysia&#8217;s own GXBank and RHB-Boost. These banks are expected to leverage their existing networks to provide a variety of incentives and rewards. \u2757\ufe0fUSEFUL LINKS\u2757\ufe0f\u2705Beginner&#8217;s Step-By-Step Playlist to Start Investing \ud83d\udc47\ud83c\udffb\u2022 Beginner&#8217;s Guide to Investing \u2705Full Interactive Brokers Playlist\ud83d\udc47\ud83c\udffb\u2022 Interactive Brokers Guide \u2705Start Investing in the U.S. market now!\ud83d\udc47\ud83c\udffb\u2022 Investing in the US market \u2705Exchange-Traded Funds (ETFs) Playlist \ud83d\udc47\ud83c\udffb\u2022 Exchange-Traded Funds (ETFs) \u2705\ud83c\udfa5All the gears that I use to make my YouTube videos: https:\/\/kit.co\/Ziet\/youtube-gears Follow Ziet Disclaimer: This is not a sponsored video. To make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.<\/p>\n","protected":false},"author":6,"featured_media":355789,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_links_to":"","_links_to_target":""},"categories":[30,19],"tags":[],"class_list":["post-355788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech-in-malaysia","category-playlist"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.3 (Yoast SEO v23.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Malaysian Digital Banks: All You Need to Know - Ziet Invests<\/title>\n<meta name=\"description\" content=\"Digital banks in Malaysia are part of a strategic move by Bank Negara Malaysia to extend financial services to underserved or unserved groups. 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