{"id":355290,"date":"2023-07-12T11:42:00","date_gmt":"2023-07-12T03:42:00","guid":{"rendered":"https:\/\/www.ziet.co\/v2024\/?p=355290"},"modified":"2024-10-01T14:32:07","modified_gmt":"2024-10-01T06:32:07","slug":"challenge-accepted-introducing-stocks-in-2-minutes","status":"publish","type":"post","link":"https:\/\/www.ziet.co\/v2024\/newsletter\/challenge-accepted-introducing-stocks-in-2-minutes\/","title":{"rendered":"#6 Challenge accepted! Introducing stocks in 2 minutes"},"content":{"rendered":"\n<p class=\"yoast-reading-time__wrapper\"><span class=\"yoast-reading-time__icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-icon=\"clock\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" style=\"display:inline-block;vertical-align:-0.1em\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8v4l3 3m6-3a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path><\/svg><\/span><span class=\"yoast-reading-time__spacer\" style=\"display:inline-block;width:1em\"><\/span><span class=\"yoast-reading-time__descriptive-text\">Estimated reading time:  <\/span><span class=\"yoast-reading-time__reading-time\">6<\/span><span class=\"yoast-reading-time__time-unit\"> minutes<\/span><\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><a href=\"https:\/\/www.ziet.co\/v2024\/newsletter\/challenge-accepted-introducing-stocks-in-2-minutes\/\" target=\"_self\"  ><img fetchpriority=\"high\" decoding=\"async\" width=\"2500\" height=\"1406\" src=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Challenge-accepted-Introducing-stocks-in-2-minutes-featured.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"#6 Challenge accepted! Introducing stocks in 2 minutes\" style=\"border-radius:5px;object-fit:cover;\" srcset=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Challenge-accepted-Introducing-stocks-in-2-minutes-featured.jpg 2500w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Challenge-accepted-Introducing-stocks-in-2-minutes-featured-300x169.jpg 300w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Challenge-accepted-Introducing-stocks-in-2-minutes-featured-1024x576.jpg 1024w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Challenge-accepted-Introducing-stocks-in-2-minutes-featured-768x432.jpg 768w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Challenge-accepted-Introducing-stocks-in-2-minutes-featured-1536x864.jpg 1536w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Challenge-accepted-Introducing-stocks-in-2-minutes-featured-2048x1152.jpg 2048w\" sizes=\"(max-width: 2500px) 100vw, 2500px\" \/><\/a><\/figure>\n\n\n<p>Timely updates to supercharge your wealth-building journey!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:5px;background-color:#f5f5f7\">\n<h3 class=\"wp-block-heading\"><strong>TABLE OF CONTENTS<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong><a href=\"#challenge-accepted-introducing-stocks-in-2-minutes\">Challenge accepted! Introducing stocks in 2 minutes<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#word-of-the-week-deflation\">Word of the Week: Deflation<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#key-economic-dates\">Key economic dates: CPI, PPI, Retail Sales<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#what-ive-been-reading\">What I\u2019ve been reading<\/a><\/strong><\/li>\n<\/ol>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"challenge-accepted-introducing-stocks-in-2-minutes\"><strong>Challenge accepted! Introducing stocks in 2 minutes<\/strong><\/h3>\n\n\n\n<p>What are stocks, anyway? Well, think of them as <strong>tiny pieces of ownership in a company<\/strong>. When you buy a stock, you become a shareholder, and your fortunes are tied to the company&#8217;s success or failure. \ud83d\udc69\u200d\ud83d\udcbc<\/p>\n\n\n\n<p>Curious how can you profit from stocks? Well, there&#8217;s a couple of ways to do that:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"padding-bottom:var(--wp--preset--spacing--50)\"><strong>Dividends<\/strong><br>Some companies share their profits with shareholders in the form of dividends. It&#8217;s like getting a little bonus just for being part of the team!<\/li>\n\n\n\n<li><strong>Capital appreciation<\/strong><br>Fancy term for when the company grows, the value of your stocks increase too, and you get to sell them at a higher price. This is the \u201cbuy low, sell high\u201d that everyone&#8217;s talking about! You buy undervalue business today, and sell them for a higher price down the road in the future!<\/li>\n<\/ul>\n\n\n\n<p>But why pick stocks over other assets? \ud83e\udd14<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1. Potential for higher returns<\/strong><\/h4>\n\n\n\n<p>Historically, stocks have outperformed other assets like bonds, real estate, and cash, providing greater potential for long-term wealth creation.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" width=\"729\" height=\"1024\" src=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Potential-for-higher-returns-729x1024.jpg\" alt=\"\" class=\"wp-image-355295\" style=\"border-radius:5px\" srcset=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Potential-for-higher-returns-729x1024.jpg 729w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Potential-for-higher-returns-214x300.jpg 214w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Potential-for-higher-returns-768x1078.jpg 768w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Potential-for-higher-returns-1094x1536.jpg 1094w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Potential-for-higher-returns-1459x2048.jpg 1459w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Potential-for-higher-returns-scaled.jpg 1823w\" sizes=\"(max-width: 729px) 100vw, 729px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>2. Liquidity<\/strong><\/h4>\n\n\n\n<p>Stocks are generally more liquid than other assets, meaning they can be quickly bought or sold. This makes it easier to adjust your investment strategy as needed.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>3. Ownership<\/strong><\/h4>\n\n\n\n<p>When you buy stocks, you&#8217;re buying a piece of the company, giving you a more direct connection to its success (or failure) than other investments.<\/p>\n\n\n\n<p>But hey, there\u2019s no rules that you can only own stocks! Feel free to be a playboy here and own multiple assets at once! \ud83d\ude1a<\/p>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" width=\"1024\" height=\"574\" src=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Ownership-1024x574.jpg\" alt=\"\" class=\"wp-image-355296\" style=\"border-radius:5px\" srcset=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Ownership-1024x574.jpg 1024w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Ownership-300x168.jpg 300w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Ownership-768x430.jpg 768w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Ownership-1536x860.jpg 1536w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2023\/07\/Ownership.jpg 1880w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Put on your investor hat, we are about to spot a good company! Well, you gotta find a company that has:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li style=\"padding-bottom:var(--wp--preset--spacing--60)\"><strong>Stable or growing revenue<\/strong><br>Company that makes money is consistently more likely to reward its shareholders (that includes you!).<\/li>\n\n\n\n<li style=\"padding-bottom:var(--wp--preset--spacing--60)\"><strong>Healthy profit margins<\/strong><br>A company could be raking in millions in sales, but if their costs are just as high &#8211; as consumer, yes; as shareholder, think twice!<\/li>\n\n\n\n<li style=\"padding-bottom:var(--wp--preset--spacing--60)\"><strong>Significant market share<\/strong><br>Dominant player in its industry is better equipped to weather challenges. It is great to be a big fish in a big pond, even better if it is the only player in its industry !<\/li>\n\n\n\n<li style=\"padding-bottom:var(--wp--preset--spacing--60)\"><strong>Strong customer retention rate<\/strong><br>We all know that one mamak stall that we keep going back to. That\u2019s customer loyalty. Companies that keep their customers coming back have a secret sauce for stable revenue \ud83e\udd11<\/li>\n\n\n\n<li style=\"padding-bottom:var(--wp--preset--spacing--60)\"><strong>Unfair advantage in industry<\/strong><br>Do the companies have unique attributes that competitors cannot imitate? It could be a patented technology, a strong brand, proprietary customer data, or exclusive contracts with suppliers &#8211; anything that keeps the company ahead of the others!<\/li>\n\n\n\n<li style=\"padding-bottom:var(--wp--preset--spacing--60)\"><strong>Future expansion opportunities<\/strong> \ud83d\ude09<br>Can the company grow beyond its current market? If it&#8217;s showing potential to expand into new regions, products, or services, then that&#8217;s a thrilling opportunity! After all, if you are not moving forward, you are moving backward.<\/li>\n<\/ol>\n\n\n\n<p>So, how do you start investing in stocks? It&#8217;s simpler than you might think! Just open an account with a reputable stockbroker (important!), deposit some funds, and you&#8217;re good to go. Pick the companies you&#8217;re interested in, do your research, and buy your first stocks, easy-peasy \ud83e\udd11<\/p>\n\n\n\n<p>One of the reliable stockbroker I have been using myself is moomoo Singapore, but good news is, moomoo is ready to make an entrance into Malaysia later this year! Finance Flash is collaborating with moomoo to bring you exclusive rewards. Open your account and get free rewards when they arrive here!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/www.moomoo.com\/my\/promotion\/welcome?global_content=%7B%22promote_content%22%3A%223722%22%2C%22promote_id%22%3A14174%2C%22promote_manager%22%3A150%2C%22promote_type%22%3A37%2C%22sub_promote_id%22%3A1%2C%22sub_promote_manager%22%3A5%7D\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Get Rewards From Moomoo Here<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"word-of-the-week-deflation\"><strong>Word of the Week: Deflation<\/strong><\/h3>\n\n\n\n<p>Definition: Deflation is a <strong>decrease in the overall price level of goods and services<\/strong> in an economy over time, leading to increased purchasing power of money.<\/p>\n\n\n\n<p>A cup of bubble tea that would cost RM 10 in 2020 would cost only RM 8 in 2023 &#8211; the price has decreased. If this happens to lots of items (not just bubble tea, but also to foods, clothes, electronics, and so on), across many stores, it is likely that an economy experiences deflation.<\/p>\n\n\n\n<p>It might sound great as a buyer &#8211; you get to save money or buy more with the same amount. But it can <strong>impact the economy negatively<\/strong>. If consumers expect prices to keep dropping, they may wait to make purchases for the better deals later This causes a <strong>drop in demand for goods and services<\/strong>, and the harmful cycle may eventually lead to production cuts, layoffs, and even business closures.<\/p>\n\n\n\n<p>Deflation also increases the value of debt. If you borrow money to buy a house, you will have to pay back more valuable dollars than when you borrowed them. This can <strong>discourage borrowing and investment<\/strong>, further slowing economic activity.<\/p>\n\n\n\n<p>Japan experienced prolonged deflation in the 1990s, known as the &#8220;Lost Decade.&#8221; Initially, falling prices increased consumers&#8217; purchasing power, but deflation persisted, leading to reduced demand. In response, businesses cut prices, production, while workers wages stay stagnant for years. The increased debt burdens also discouraged borrowing and investment, further slowing the economy. Japan&#8217;s economy still feels the impacts of this deflationary period today.<\/p>\n\n\n\n<p>Note: Don\u2019t confuse deflation and disinflation.<\/p>\n\n\n\n<p><strong>Deflation<\/strong> means your money buys more than before because the purchasing power of the currency increases.<\/p>\n\n\n\n<p><strong>Disinflation<\/strong>, on the other hand, is a decrease in the rate of inflation. It is when the price level is still rising, but it&#8217;s rising at a slower rate than before.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"key-economic-dates\"><strong>Key Economic Dates:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>12th July: Core CPI (Jun), CPI (Jun)<\/li>\n\n\n\n<li>13th July: PPI (Jun)<\/li>\n\n\n\n<li>18th July: Retail Sales (Jun)<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-ive-been-reading\"><strong>What I\u2019ve been reading:<\/strong><\/h3>\n\n\n\n<p>Here are the top stories that caught my eye:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.freemalaysiatoday.com\/category\/world\/2023\/07\/09\/yellen-wraps-up-visit-says-us-china-ties-on-surer-footing\/\" target=\"_blank\" rel=\"noreferrer noopener\">Wrap up of US Treasury Secretary Yellen in Beijing<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.cnbc.com\/2023\/07\/07\/jobs-report-june-2023-.html\" target=\"_blank\" rel=\"noreferrer noopener\">US latest unemployment rate at 3.6%, wages rose 4.4%<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.cnbc.com\/2023\/07\/04\/china-imposes-export-curbs-on-chipmaking-metals-in-tech-war-with-the-us.html\" target=\"_blank\" rel=\"noreferrer noopener\">China restricts the export of two metals crucial to semiconductor<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.thestar.com.my\/news\/nation\/2023\/07\/07\/anwar-to-meet-elon-musk-to-discuss-further-investments-in-malaysia\" target=\"_blank\" rel=\"noreferrer noopener\">Anwar to meet Elon Musk on investment opportunities<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.cnbc.com\/2023\/07\/07\/metas-twitter-rival-threads-surpasses-50-million-signups-screenshots.html\" target=\"_blank\" rel=\"noreferrer noopener\">Twitter potentially suing Meta over Threads<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You\u2019re all caught up!<\/p>\n\n\n\n<p>If you enjoyed today\u2019s newsletter, do share it with your friends and family!<\/p>\n\n\n\n<p>If this email was forwarded to you, consider <a href=\"https:\/\/www.ziet.co\/newsletter\/\" target=\"_blank\" rel=\"noreferrer noopener\">subscribing<\/a> to receive them in future!<\/p>\n\n\n\n<p>And if you have any questions, don\u2019t hesitate to reach out to me by replying to this email. We are also delighted to receive your <a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLScknyajsvRgc-Mp4Qiq_Xgd22NZ8s1ltGJf7QIzbMq2JqcryA\/viewform\" target=\"_blank\" rel=\"noreferrer noopener\">feedback<\/a>.<\/p>\n\n\n\n<p>Cheers,<br>Ziet<\/p>\n\n\n<div class=\"shared-counts-wrap shortcode style-buttons\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.ziet.co\/v2024\/newsletter\/challenge-accepted-introducing-stocks-in-2-minutes\/&#038;display=popup&#038;ref=plugin&#038;src=share_button\" title=\"Share on Facebook\"  target=\"_blank\"  rel=\"nofollow noopener noreferrer\"  class=\"shared-counts-button facebook shared-counts-no-count\" data-postid=\"355290\" data-social-network=\"Facebook\" data-social-action=\"Share\" data-social-target=\"https:\/\/www.ziet.co\/v2024\/newsletter\/challenge-accepted-introducing-stocks-in-2-minutes\/\"><span class=\"shared-counts-icon-label\"><span class=\"shared-counts-icon\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18.8125\" height=\"32\" viewBox=\"0 0 602 1024\"><path d=\"M548 6.857v150.857h-89.714q-49.143 0-66.286 20.571t-17.143 61.714v108h167.429l-22.286 169.143h-145.143v433.714h-174.857v-433.714h-145.714v-169.143h145.714v-124.571q0-106.286 59.429-164.857t158.286-58.571q84 0 130.286 6.857z\"><\/path><\/svg><\/span><span class=\"shared-counts-label\">Facebook<\/span><\/span><\/a><a href=\"https:\/\/twitter.com\/share?url=https:\/\/www.ziet.co\/v2024\/newsletter\/challenge-accepted-introducing-stocks-in-2-minutes\/&#038;text=%236%20Challenge%20accepted%21%20Introducing%20stocks%20in%202%20minutes\" title=\"Share on Twitter\"  target=\"_blank\"  rel=\"nofollow noopener noreferrer\"  class=\"shared-counts-button twitter shared-counts-no-count\" data-postid=\"355290\" data-social-network=\"Twitter\" data-social-action=\"Tweet\" data-social-target=\"https:\/\/www.ziet.co\/v2024\/newsletter\/challenge-accepted-introducing-stocks-in-2-minutes\/\"><span class=\"shared-counts-icon-label\"><span class=\"shared-counts-icon\"><svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M13.8944 10.4695L21.3345 2H19.5716L13.1085 9.35244L7.95022 2H1.99936L9.80147 13.1192L1.99936 22H3.76218L10.5832 14.2338L16.0318 22H21.9827L13.8944 10.4695ZM11.4792 13.2168L10.6875 12.1089L4.39789 3.30146H7.10594L12.1833 10.412L12.9717 11.5199L19.5708 20.7619H16.8628L11.4792 13.2168Z\" \/><\/svg><\/span><span class=\"shared-counts-label\">Tweet<\/span><\/span><\/a><a href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&#038;url=https:\/\/www.ziet.co\/v2024\/newsletter\/challenge-accepted-introducing-stocks-in-2-minutes\/\" title=\"Share on LinkedIn\"  target=\"_blank\"  rel=\"nofollow noopener noreferrer\"  class=\"shared-counts-button linkedin shared-counts-no-count\" data-postid=\"355290\" data-social-network=\"LinkedIn\" data-social-action=\"Share\" data-social-target=\"https:\/\/www.ziet.co\/v2024\/newsletter\/challenge-accepted-introducing-stocks-in-2-minutes\/\"><span class=\"shared-counts-icon-label\"><span class=\"shared-counts-icon\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27.4375\" height=\"32\" viewBox=\"0 0 878 1024\"><path d=\"M199.429 357.143v566.286h-188.571v-566.286h188.571zM211.429 182.286q0.571 41.714-28.857 69.714t-77.429 28h-1.143q-46.857 0-75.429-28t-28.571-69.714q0-42.286 29.429-70t76.857-27.714 76 27.714 29.143 70zM877.714 598.857v324.571h-188v-302.857q0-60-23.143-94t-72.286-34q-36 0-60.286 19.714t-36.286 48.857q-6.286 17.143-6.286 46.286v316h-188q1.143-228 1.143-369.714t-0.571-169.143l-0.571-27.429h188v82.286h-1.143q11.429-18.286 23.429-32t32.286-29.714 49.714-24.857 65.429-8.857q97.714 0 157.143 64.857t59.429 190z\"><\/path><\/svg><\/span><span class=\"shared-counts-label\">LinkedIn<\/span><\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Timely updates to supercharge your wealth-building journey! TABLE OF CONTENTS Challenge accepted! Introducing stocks in 2 minutes What are stocks, anyway? Well, think of them as tiny pieces of ownership in a company. When you buy a stock, you become a shareholder, and your fortunes are tied to the company&#8217;s success or failure. \ud83d\udc69\u200d\ud83d\udcbc Curious how can you profit from stocks? Well, there&#8217;s a couple of ways to do that: But why pick stocks over other assets? \ud83e\udd14 1. Potential for higher returns Historically, stocks have outperformed other assets like bonds, real estate, and cash, providing greater potential for long-term wealth creation. 2. Liquidity Stocks are generally more liquid than other assets, meaning they can be quickly bought or sold. This makes it easier to adjust your investment strategy as needed. 3. Ownership When you buy stocks, you&#8217;re buying a piece of the company, giving you a more direct connection to its success (or failure) than other investments. But hey, there\u2019s no rules that you can only own stocks! Feel free to be a playboy here and own multiple assets at once! \ud83d\ude1a Put on your investor hat, we are about to spot a good company! Well, you gotta find a company that has: So, how do you start investing in stocks? It&#8217;s simpler than you might think! Just open an account with a reputable stockbroker (important!), deposit some funds, and you&#8217;re good to go. Pick the companies you&#8217;re interested in, do your research, and buy your first stocks, easy-peasy \ud83e\udd11 One of the reliable stockbroker I have been using myself is moomoo Singapore, but good news is, moomoo is ready to make an entrance into Malaysia later this year! Finance Flash is collaborating with moomoo to bring you exclusive rewards. Open your account and get free rewards when they arrive here! Word of the Week: Deflation Definition: Deflation is a decrease in the overall price level of goods and services in an economy over time, leading to increased purchasing power of money. A cup of bubble tea that would cost RM 10 in 2020 would cost only RM 8 in 2023 &#8211; the price has decreased. If this happens to lots of items (not just bubble tea, but also to foods, clothes, electronics, and so on), across many stores, it is likely that an economy experiences deflation. It might sound great as a buyer &#8211; you get to save money or buy more with the same amount. But it can impact the economy negatively. If consumers expect prices to keep dropping, they may wait to make purchases for the better deals later This causes a drop in demand for goods and services, and the harmful cycle may eventually lead to production cuts, layoffs, and even business closures. Deflation also increases the value of debt. If you borrow money to buy a house, you will have to pay back more valuable dollars than when you borrowed them. This can discourage borrowing and investment, further slowing economic activity. Japan experienced prolonged deflation in the 1990s, known as the &#8220;Lost Decade.&#8221; Initially, falling prices increased consumers&#8217; purchasing power, but deflation persisted, leading to reduced demand. In response, businesses cut prices, production, while workers wages stay stagnant for years. The increased debt burdens also discouraged borrowing and investment, further slowing the economy. Japan&#8217;s economy still feels the impacts of this deflationary period today. Note: Don\u2019t confuse deflation and disinflation. Deflation means your money buys more than before because the purchasing power of the currency increases. Disinflation, on the other hand, is a decrease in the rate of inflation. It is when the price level is still rising, but it&#8217;s rising at a slower rate than before. Key Economic Dates: What I\u2019ve been reading: Here are the top stories that caught my eye: You\u2019re all caught up! If you enjoyed today\u2019s newsletter, do share it with your friends and family! If this email was forwarded to you, consider subscribing to receive them in future! And if you have any questions, don\u2019t hesitate to reach out to me by replying to this email. We are also delighted to receive your feedback. Cheers,Ziet<\/p>\n","protected":false},"author":4,"featured_media":355294,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_links_to":"","_links_to_target":""},"categories":[16],"tags":[],"class_list":["post-355290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.3 (Yoast SEO v23.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>#6 Challenge accepted! 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