{"id":355281,"date":"2023-06-28T11:39:00","date_gmt":"2023-06-28T03:39:00","guid":{"rendered":"https:\/\/www.ziet.co\/v2024\/?p=355281"},"modified":"2024-10-01T14:31:06","modified_gmt":"2024-10-01T06:31:06","slug":"can-you-lose-money-by-investing","status":"publish","type":"post","link":"https:\/\/www.ziet.co\/v2024\/newsletter\/can-you-lose-money-by-investing\/","title":{"rendered":"#5 Can you lose money by investing?"},"content":{"rendered":"\n<p class=\"yoast-reading-time__wrapper\"><span class=\"yoast-reading-time__icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-icon=\"clock\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" style=\"display:inline-block;vertical-align:-0.1em\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8v4l3 3m6-3a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path><\/svg><\/span><span class=\"yoast-reading-time__spacer\" style=\"display:inline-block;width:1em\"><\/span><span class=\"yoast-reading-time__descriptive-text\">Estimated reading time:  <\/span><span class=\"yoast-reading-time__reading-time\">5<\/span><span class=\"yoast-reading-time__time-unit\"> minutes<\/span><\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><a href=\"https:\/\/www.ziet.co\/v2024\/newsletter\/can-you-lose-money-by-investing\/\" target=\"_self\"  ><img fetchpriority=\"high\" decoding=\"async\" width=\"2500\" height=\"1406\" src=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Can-you-lose-money-by-investing-featured.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"#5 Can you lose money by investing?\" style=\"border-radius:5px;object-fit:cover;\" srcset=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Can-you-lose-money-by-investing-featured.jpg 2500w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Can-you-lose-money-by-investing-featured-300x169.jpg 300w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Can-you-lose-money-by-investing-featured-1024x576.jpg 1024w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Can-you-lose-money-by-investing-featured-768x432.jpg 768w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Can-you-lose-money-by-investing-featured-1536x864.jpg 1536w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Can-you-lose-money-by-investing-featured-2048x1152.jpg 2048w\" sizes=\"(max-width: 2500px) 100vw, 2500px\" \/><\/a><\/figure>\n\n\n<p>Timely updates to supercharge your wealth-building journey!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:5px;background-color:#f5f5f7\">\n<h3 class=\"wp-block-heading\"><strong>TABLE OF CONTENTS<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong><a href=\"#can-you-lose-money-by-investing\">Can you lose money by investing?<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#word-of-the-week-gross-domestic-product-gdp\">Word of the Week: Gross Domestic Product (GDP)<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#key-economic-dates\">Key economic dates: US GDP, Core PCE Price Index, ISM Manufacturing &amp; Non-Manufacturing PMI , Services PMI, Unemployment Rate<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#what-ive-been-reading\">What I\u2019ve been reading<\/a><\/strong><\/li>\n<\/ol>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"can-you-lose-money-by-investing\"><strong>Can you lose money by investing?<\/strong><\/h3>\n\n\n\n<p>TLDR: Yes. But stick around, we&#8217;ll help you play it smarter. \ud83d\ude0e<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>The reality check: no guarantees \ud83c\udf27\ufe0f<\/strong><\/h5>\n\n\n\n<p>1st rule of investing \u2014 there&#8217;s no such thing as a sure thing.<br>Even rock-solid companies have risks. Shady business or money game aside, sometimes a legit investment cannot guarantee positive return.<\/p>\n\n\n\n<p>Now, before you decide to stash your cash under your mattress \ud83d\udecf\ufe0f, consider the <strong>perks of investing.<\/strong><\/p>\n\n\n\n<p>Earning money usually means trading your time, skills, or services. By investing, you can <strong>generate income by putting your spare money to work<\/strong>. Who doesn&#8217;t want extra pocket money without working overtime? We all have only 24 hours a day, and even superheroes need a break. \ud83d\udca4<\/p>\n\n\n\n<p>Some tips to manage your risk, you are welcome!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1. Embrace the variety: diversify! \ud83c\udf08<\/strong><\/h4>\n\n\n\n<p>Think of your investments like a high class buffet. You want a little bit of everything! Mix it up with different asset classes like stocks, bonds, real estate. Other than type of assets, remember to also diversify across different industries, sectors, and regions, you can easily access to them by taking part in US stock market.<\/p>\n\n\n\n<p>For me, majority of my net worth lies in the US stock market, and mainly for two reasons \u2014<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"padding-bottom:var(--wp--preset--spacing--50)\">I like to invest in innovative business that have potential growth in long term (e.g. Apple, Tesla, Google) \ud83d\udcc8<\/li>\n\n\n\n<li style=\"padding-bottom:var(--wp--preset--spacing--50)\">High liquidity offered by the US stock market \ud83d\uded2. Stocks are easy to buy and sell, with simple funding and withdrawal process, unlike property investments that requires multiple parties, not to mention the long and cumbersome process.<\/li>\n\n\n\n<li>I want to store my asset in USD \ud83c\udfe6the world\u2019s reserve currency &#8211; it has been strengthening against the Malaysian Ringgit since forever, and our buying power will drop if we only hold MYR. So, rather than sitting there and complaint, why not make some small fortune out of it \ud83d\ude48!<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Embrace-the-variety-diversify-1024x512.png\" alt=\"\" class=\"wp-image-355285\" style=\"border-radius:5px\" srcset=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Embrace-the-variety-diversify-1024x512.png 1024w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Embrace-the-variety-diversify-300x150.png 300w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Embrace-the-variety-diversify-768x384.png 768w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Embrace-the-variety-diversify.png 1130w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>2. Choose your game \ud83c\udfb2<\/strong><\/h4>\n\n\n\n<p>Are you a chill board game night or adrenaline-pumping escape room kinda person?<br>Each investment comes with its own level of risk, so pick what suits you best.<br>It&#8217;s all about striking the right balance: find tools that meet your target returns without waking you up at night.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Finding Your Sweet Spot \ud83c\udfaf<\/strong><\/h5>\n\n\n\n<p>You can play safe; you can play risky.<br>Neither is wrong, you just got to find the one that work best for you.<br>But here\u2019s a tip: you can start by playing safe, then move up the ladder &#8211; who says you must tie yourself to one investment asset class forever!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>3. Time in the market beats timing the market \ud83e\uddd8\u200d\u2642\ufe0f<\/strong><\/h4>\n\n\n\n<p>Rome wasn&#8217;t built in a day, and neither is a solid investment portfolio. We can&#8217;t predict the future (sorry, no crystal balls here \ud83d\udd2e), so focus on long-term growth instead of chasing short-term market swings.<\/p>\n\n\n\n<p>This is what I usually do &#8211; invest regularly by <a href=\"https:\/\/www.youtube.com\/watch?v=A_Q8yF7pJ0I\" target=\"_blank\" rel=\"noreferrer noopener\">dollar-cost averaging<\/a> to help smooth out market volatility and reduce the impact of poor timing.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" width=\"1024\" height=\"508\" src=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Time-in-the-market-beats-timing-the-market-1024x508.png\" alt=\"\" class=\"wp-image-355286\" style=\"border-radius:5px\" srcset=\"https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Time-in-the-market-beats-timing-the-market-1024x508.png 1024w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Time-in-the-market-beats-timing-the-market-300x149.png 300w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Time-in-the-market-beats-timing-the-market-768x381.png 768w, https:\/\/www.ziet.co\/v2024\/wp-content\/uploads\/2024\/09\/Time-in-the-market-beats-timing-the-market.png 1135w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>4. Knowledge is Power \ud83d\udd0d<\/strong><\/h4>\n\n\n\n<p>Do your homework, and don&#8217;t just jump on the latest trend. Follow market news, stay informed (subscribing to us is one brilliant way!) and make educated decisions to maximize your chances of success!<br>And most importantly \u2014 Never invest more than what you can afford to lose.<\/p>\n\n\n\n<p>So, with a well-diversified portfolio and a long-term mindset, the odds are in your favor! Remember: do your research, and don&#8217;t just blindly follow the latest hype.<\/p>\n\n\n\n<p>As Warren Buffet once said: &#8220;Risk comes from not knowing what you&#8217;re doing.&#8221; So, arm yourself with knowledge, diversify your portfolio, and think long-term. The odds are in your favor!<\/p>\n\n\n\n<p>May I say, happy investing \ud83c\udf89<\/p>\n\n\n\n<p>p.s. if you want to invest in US Stock market but also feel overwhelmed because of the tax paying, I am here to help! In this video I will share with you about Tax Guide for US Stock Investors , and you will be ready to keep money in your pocket!<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"Tax Guide for US Stock Investors: Start Here!\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/A_Q8yF7pJ0I?start=352&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"word-of-the-week-gross-domestic-product-gdp\"><strong>Word of the Week: Gross Domestic Product (GDP)<\/strong><\/h3>\n\n\n\n<p>Definition: Gross Domestic Product (GDP) is the total value of goods and services produced within a country&#8217;s borders during a specific time period, usually a year. It is used to measure and compare the size and growth of economies.<\/p>\n\n\n\n<p>GDP is a crucial indicator used to assess economic activity, growth, and the overall health of an economy. It represents the monetary value of all final goods and services produced within a country&#8217;s geographical boundaries.<\/p>\n\n\n\n<p>GDP = Consumer Spending + Business Investments + Government Expenditure + (Exports &#8211; Imports)<\/p>\n\n\n\n<p>Let&#8217;s consider an example of country&#8217;s GDP for a year.<br>Total consumer spending = $500 billion<br>Business investments = $200 billion<br>Government expenditure = $100 billion<br>Exports = $150 billion<br>Imports = $100 billion<\/p>\n\n\n\n<p>The GDP can be calculated as follows:<br>GDP = $500 billion + $200 billion + $100 billion + ($150 billion &#8211; $100 billion) = $850 billion<\/p>\n\n\n\n<p>In this case, the GDP of the country for that year would be $850 billion.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"key-economic-dates\"><strong>Key Economic Dates:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>29th June: US GDP (Q1)<\/li>\n\n\n\n<li>30th June: Core PCE Price Index (May)<\/li>\n\n\n\n<li>3rd July: ISM Manufacturing PMI (Jun)<\/li>\n\n\n\n<li>6th July: Services PMI (Jun), ISM Non-Manufacturing PMI (Jun)<\/li>\n\n\n\n<li>7th July: Unemployment Rate (Jun)<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-ive-been-reading\"><strong>What I\u2019ve been reading:<\/strong><\/h3>\n\n\n\n<p>Here are the top stories that caught my eye:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.cnbc.com\/2023\/06\/21\/powell-expects-more-fed-rate-hikes-ahead-as-inflation-fight-has-a-long-way-to-go.html\" target=\"_blank\" rel=\"noreferrer noopener\">Powell expects more Fed rate hikes ahead<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2023-06-21\/short-bets-on-us-stocks-hit-1-trillion-most-since-april-2022\" target=\"_blank\" rel=\"noreferrer noopener\">Short Bets on US Stocks Highest Since April 2022<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.scmp.com\/business\/china-business\/article\/3224595\/goldman-and-ubs-cut-china-growth-forecasts-reining-stimulus-bets-property-sector-restrictions\" target=\"_blank\" rel=\"noreferrer noopener\">Goldman and UBS cut China growth forecasts<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/edition.cnn.com\/2023\/06\/21\/tech\/tesla-india-china-elon-musk-intl-hnk\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">Tesla is coming to India<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You\u2019re all caught up!<\/p>\n\n\n\n<p>If you enjoyed today\u2019s newsletter, do share it with your friends and family!<\/p>\n\n\n\n<p>If this email was forwarded to you, consider <a href=\"https:\/\/www.ziet.co\/newsletter\/\" target=\"_blank\" rel=\"noreferrer noopener\">subscribing<\/a> to receive them in future!<\/p>\n\n\n\n<p>And if you have any questions, don\u2019t hesitate to reach out to me by replying to this email. We are also delighted to receive your <a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLScknyajsvRgc-Mp4Qiq_Xgd22NZ8s1ltGJf7QIzbMq2JqcryA\/viewform\" target=\"_blank\" rel=\"noreferrer noopener\">feedback<\/a>.<\/p>\n\n\n\n<p>Cheers,<br>Ziet<\/p>\n\n\n<div class=\"shared-counts-wrap shortcode style-buttons\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.ziet.co\/v2024\/newsletter\/can-you-lose-money-by-investing\/&#038;display=popup&#038;ref=plugin&#038;src=share_button\" title=\"Share on Facebook\"  target=\"_blank\"  rel=\"nofollow noopener noreferrer\"  class=\"shared-counts-button facebook shared-counts-no-count\" data-postid=\"355281\" data-social-network=\"Facebook\" data-social-action=\"Share\" data-social-target=\"https:\/\/www.ziet.co\/v2024\/newsletter\/can-you-lose-money-by-investing\/\"><span class=\"shared-counts-icon-label\"><span class=\"shared-counts-icon\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18.8125\" height=\"32\" viewBox=\"0 0 602 1024\"><path d=\"M548 6.857v150.857h-89.714q-49.143 0-66.286 20.571t-17.143 61.714v108h167.429l-22.286 169.143h-145.143v433.714h-174.857v-433.714h-145.714v-169.143h145.714v-124.571q0-106.286 59.429-164.857t158.286-58.571q84 0 130.286 6.857z\"><\/path><\/svg><\/span><span class=\"shared-counts-label\">Facebook<\/span><\/span><\/a><a href=\"https:\/\/twitter.com\/share?url=https:\/\/www.ziet.co\/v2024\/newsletter\/can-you-lose-money-by-investing\/&#038;text=%235%20Can%20you%20lose%20money%20by%20investing%3F\" title=\"Share on Twitter\"  target=\"_blank\"  rel=\"nofollow noopener noreferrer\"  class=\"shared-counts-button twitter shared-counts-no-count\" data-postid=\"355281\" data-social-network=\"Twitter\" data-social-action=\"Tweet\" data-social-target=\"https:\/\/www.ziet.co\/v2024\/newsletter\/can-you-lose-money-by-investing\/\"><span class=\"shared-counts-icon-label\"><span class=\"shared-counts-icon\"><svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M13.8944 10.4695L21.3345 2H19.5716L13.1085 9.35244L7.95022 2H1.99936L9.80147 13.1192L1.99936 22H3.76218L10.5832 14.2338L16.0318 22H21.9827L13.8944 10.4695ZM11.4792 13.2168L10.6875 12.1089L4.39789 3.30146H7.10594L12.1833 10.412L12.9717 11.5199L19.5708 20.7619H16.8628L11.4792 13.2168Z\" \/><\/svg><\/span><span class=\"shared-counts-label\">Tweet<\/span><\/span><\/a><a href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&#038;url=https:\/\/www.ziet.co\/v2024\/newsletter\/can-you-lose-money-by-investing\/\" title=\"Share on LinkedIn\"  target=\"_blank\"  rel=\"nofollow noopener noreferrer\"  class=\"shared-counts-button linkedin shared-counts-no-count\" data-postid=\"355281\" data-social-network=\"LinkedIn\" data-social-action=\"Share\" data-social-target=\"https:\/\/www.ziet.co\/v2024\/newsletter\/can-you-lose-money-by-investing\/\"><span class=\"shared-counts-icon-label\"><span class=\"shared-counts-icon\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27.4375\" height=\"32\" viewBox=\"0 0 878 1024\"><path d=\"M199.429 357.143v566.286h-188.571v-566.286h188.571zM211.429 182.286q0.571 41.714-28.857 69.714t-77.429 28h-1.143q-46.857 0-75.429-28t-28.571-69.714q0-42.286 29.429-70t76.857-27.714 76 27.714 29.143 70zM877.714 598.857v324.571h-188v-302.857q0-60-23.143-94t-72.286-34q-36 0-60.286 19.714t-36.286 48.857q-6.286 17.143-6.286 46.286v316h-188q1.143-228 1.143-369.714t-0.571-169.143l-0.571-27.429h188v82.286h-1.143q11.429-18.286 23.429-32t32.286-29.714 49.714-24.857 65.429-8.857q97.714 0 157.143 64.857t59.429 190z\"><\/path><\/svg><\/span><span class=\"shared-counts-label\">LinkedIn<\/span><\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Timely updates to supercharge your wealth-building journey! TABLE OF CONTENTS Can you lose money by investing? TLDR: Yes. But stick around, we&#8217;ll help you play it smarter. \ud83d\ude0e The reality check: no guarantees \ud83c\udf27\ufe0f 1st rule of investing \u2014 there&#8217;s no such thing as a sure thing.Even rock-solid companies have risks. Shady business or money game aside, sometimes a legit investment cannot guarantee positive return. Now, before you decide to stash your cash under your mattress \ud83d\udecf\ufe0f, consider the perks of investing. Earning money usually means trading your time, skills, or services. By investing, you can generate income by putting your spare money to work. Who doesn&#8217;t want extra pocket money without working overtime? We all have only 24 hours a day, and even superheroes need a break. \ud83d\udca4 Some tips to manage your risk, you are welcome! 1. Embrace the variety: diversify! \ud83c\udf08 Think of your investments like a high class buffet. You want a little bit of everything! Mix it up with different asset classes like stocks, bonds, real estate. Other than type of assets, remember to also diversify across different industries, sectors, and regions, you can easily access to them by taking part in US stock market. For me, majority of my net worth lies in the US stock market, and mainly for two reasons \u2014 2. Choose your game \ud83c\udfb2 Are you a chill board game night or adrenaline-pumping escape room kinda person?Each investment comes with its own level of risk, so pick what suits you best.It&#8217;s all about striking the right balance: find tools that meet your target returns without waking you up at night. Finding Your Sweet Spot \ud83c\udfaf You can play safe; you can play risky.Neither is wrong, you just got to find the one that work best for you.But here\u2019s a tip: you can start by playing safe, then move up the ladder &#8211; who says you must tie yourself to one investment asset class forever! 3. Time in the market beats timing the market \ud83e\uddd8\u200d\u2642\ufe0f Rome wasn&#8217;t built in a day, and neither is a solid investment portfolio. We can&#8217;t predict the future (sorry, no crystal balls here \ud83d\udd2e), so focus on long-term growth instead of chasing short-term market swings. This is what I usually do &#8211; invest regularly by dollar-cost averaging to help smooth out market volatility and reduce the impact of poor timing. 4. Knowledge is Power \ud83d\udd0d Do your homework, and don&#8217;t just jump on the latest trend. Follow market news, stay informed (subscribing to us is one brilliant way!) and make educated decisions to maximize your chances of success!And most importantly \u2014 Never invest more than what you can afford to lose. So, with a well-diversified portfolio and a long-term mindset, the odds are in your favor! Remember: do your research, and don&#8217;t just blindly follow the latest hype. As Warren Buffet once said: &#8220;Risk comes from not knowing what you&#8217;re doing.&#8221; So, arm yourself with knowledge, diversify your portfolio, and think long-term. The odds are in your favor! May I say, happy investing \ud83c\udf89 p.s. if you want to invest in US Stock market but also feel overwhelmed because of the tax paying, I am here to help! In this video I will share with you about Tax Guide for US Stock Investors , and you will be ready to keep money in your pocket! Word of the Week: Gross Domestic Product (GDP) Definition: Gross Domestic Product (GDP) is the total value of goods and services produced within a country&#8217;s borders during a specific time period, usually a year. It is used to measure and compare the size and growth of economies. GDP is a crucial indicator used to assess economic activity, growth, and the overall health of an economy. It represents the monetary value of all final goods and services produced within a country&#8217;s geographical boundaries. GDP = Consumer Spending + Business Investments + Government Expenditure + (Exports &#8211; Imports) Let&#8217;s consider an example of country&#8217;s GDP for a year.Total consumer spending = $500 billionBusiness investments = $200 billionGovernment expenditure = $100 billionExports = $150 billionImports = $100 billion The GDP can be calculated as follows:GDP = $500 billion + $200 billion + $100 billion + ($150 billion &#8211; $100 billion) = $850 billion In this case, the GDP of the country for that year would be $850 billion. Key Economic Dates: What I\u2019ve been reading: Here are the top stories that caught my eye: You\u2019re all caught up! If you enjoyed today\u2019s newsletter, do share it with your friends and family! If this email was forwarded to you, consider subscribing to receive them in future! And if you have any questions, don\u2019t hesitate to reach out to me by replying to this email. We are also delighted to receive your feedback. Cheers,Ziet<\/p>\n","protected":false},"author":4,"featured_media":355284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_links_to":"","_links_to_target":""},"categories":[16],"tags":[],"class_list":["post-355281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.3 (Yoast SEO v23.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>#5 Can you lose money by investing? - Ziet Invests<\/title>\n<meta name=\"description\" content=\"By investing, you can generate income by putting your spare money to work. 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