{"id":355240,"date":"2023-05-03T17:59:37","date_gmt":"2023-05-03T09:59:37","guid":{"rendered":"https:\/\/www.ziet.co\/v2024\/?p=355240"},"modified":"2024-10-01T14:26:30","modified_gmt":"2024-10-01T06:26:30","slug":"heres-what-happens-if-you-dont-invest","status":"publish","type":"post","link":"https:\/\/www.ziet.co\/v2024\/newsletter\/heres-what-happens-if-you-dont-invest\/","title":{"rendered":"#1 Here\u2019s what happens if you DON\u2019T invest"},"content":{"rendered":"\n

<\/path><\/svg><\/span><\/span>Estimated reading time: <\/span>4<\/span> minutes<\/span><\/p>\n\n\n

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Timely updates to supercharge your wealth-building journey!<\/p>\n\n\n\n

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TABLE OF CONTENTS<\/strong><\/h3>\n\n\n\n
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  1. 4 things you’re missing out by not investing<\/a><\/strong><\/li>\n\n\n\n
  2. Word of the Week: Valuation<\/a><\/strong><\/li>\n\n\n\n
  3. Key economic dates: Fed Interest Rate Decision, Nonfarm Payrolls, Unemployment Rate, US CPI Inflation<\/a><\/strong><\/li>\n\n\n\n
  4. What I\u2019ve been reading<\/a><\/strong><\/li>\n<\/ol>\n<\/div>\n\n\n\n
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    Here\u2019s what happens if you DON\u2019T invest<\/strong><\/h3>\n\n\n\n

    Imagine this: you’re chilling in your gaming chair, immersed in an intense online battle with your buddies on the latest video game (we’re all guilty!), and suddenly, you remember that stack of cash collecting dust in your savings account.<\/p>\n\n\n\n

    You think, “It’s fine, it can stay there. No biggie, right?” Hold on, my friend, let’s dive into the consequences of letting your money idle.<\/p>\n\n\n\n

    1. Inflation bites<\/strong> \ud83e\udd88<\/h4>\n\n\n\n
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    I can still remember when a bowl of laksa \ud83c\udf5cused to cost RM4. Ah, really missed the good ol’ days! But now, thanks to the inflation, it can go more than RM8 easily!<\/p>\n\n\n\n

    If your money isn’t growing through investments, it’s losing purchasing power.<\/strong><\/p>\n\n\n\n

    With Malaysia’s last reported inflation at 3.7%, your money’s value shrinks each year making your everyday treats more costly.<\/p>\n\n\n\n

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    2. Retirement goals? But…<\/strong><\/h4>\n\n\n\n

    If you’re not investing, you’re missing out on a key tool to build a comfortable retirement nest egg. With life expectancy in Malaysia reaching 75 years, we’ve got a lot of post-retirement years to cover!<\/p>\n\n\n\n

    Without investing, everyday people like you and I might have to rely solely on your EPF savings, which may not be enough to maintain your desired lifestyle in your golden years.<\/p>\n\n\n\n

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    3. Opportunity Cost, Oh My!<\/strong><\/h4>\n\n\n\n

    By not investing, you miss out on the power of compounding interest, to put it in perspective, let’s say you have RM10,000 today. If you invest that money at a 7% annual return (historical average for the stock market), you’d have about RM76,000 in 30 years.<\/p>\n\n\n\n

    If you leave it in a savings account earning just 1%, you’d only have RM13,000. Ouch!<\/p>\n\n\n\n

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    4. No passive income, no chill \u2744\ufe0f<\/strong><\/h4>\n\n\n\n

    One of the joys of investing is creating passive income streams, allowing you to make money while you sleep (or binge-play games).<\/p>\n\n\n\n

    Without investments, your income is tied to your job or business, making you more susceptible to financial setbacks.<\/p>\n\n\n\n

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    Here\u2019s the takeaway\ud83d\udca1<\/strong><\/h4>\n\n\n\n

    Don’t let your hard-earned money wither away in a savings account. Embrace the world of investing, we are on this journey together!<\/p>\n\n\n\n

    So, let’s hit the pause button on the video games for a moment, and make our money work for us, shall we?<\/p>\n\n\n\n

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